COVID-19 Resources

Mental Health Resources

The outbreak of COVID-19 can feel overwhelming for people and communities. Fear and anxiety about a disease, especially a new virus, can be stressful. There are online resources to support you. Please reach out if you need help.

Coronavirus Disease 2019 (COVID-19): Frequently Asked Questions About Mental Health from Maryland Department of Health

Maintaining Emotional Health & Well-Being During the COVID-19 Outbreak from Massachusetts Department of Mental Health

Rural Response to Farmer Mental Health and Suicide Prevention from the Rural Health Information Hub

Maryland Insurance Administration 

Overview of Our Responsibilities

  • Protect Maryland consumers by regulating the state’s insurance companies and producers.
  • Investigate complaints consumers have about their insurance coverage, including, but not limited to, life, health, automobile, and homeowners.
  • License insurance companies and producers operating in Maryland.
  • Conduct financial examinations of insurance companies to ensure solvency.
  • Conduct market conduct examinations to ensure compliance with Maryland’s insurance laws.
  • Investigate acts of insurance fraud.
  • Review and approve rates and contract forms.

Learn More at https://insurance.maryland.gov/Pages/default.aspx

For additional information about the Maryland Insurance Administration, please visit the Maryland Manual Online.

Health Insurance 

Do you need Health Insurance? Maryland Health Connection is holding a Coronavirus Emergency Special Enrollment; Uninsured Marylanders can enroll by June 15. Find out more at https://www.marylandhealthconnection.gov/

Veterans Affairs

What is VA doing?   MARYLAND DEPARTMENT OF VETERANS AFFAIRS RESOURCES

VA has implemented an aggressive public health response to protect and care for Veterans, their families, health care providers, and staff in the face of this emerging health risk. They are working directly with the CDC and other federal partners to monitor the outbreak of the virus. Learn more from the VA: What Veterans need to know.

Unemployment / Training Information

How to Apply for Maryland Unemployment Insurance

The Division of Unemployment Insurance’s website and call centers are currently experiencing an unprecedented volume of users due to COVID-19. This may result in long wait times. Learn more about their updated process for filing claims.

Work Search Exemption

Due to the state of emergency proclaimed by the Governor of Maryland, and the labor conditions across the state of Maryland, the Secretary of the Maryland Department of Labor (Secretary) ordered, effective March 20th, 2020, a temporary exemption from the work search requirement for individuals receiving unemployment insurance benefits. Policy Guidance – Work Search Exemption Due to COVID-19 Distributed Version

Employment and Training Administration (ETA)

The Employment and Training Administration (ETA) has developed a series of technical assistance resources and frequently asked questions (FAQs) to address grants management questions related to Coronavirus (COVID-19) to help state and local workforce leaders, and other stakeholders and partners to assist the public workforce system during this crisis. Learn more at https://www.workforcegps.org/resources/2020/03/18/23/35/Coronavirus-COVID-19-Resources 

Small Business Programs

COVID-19 Federal Rural Resource Guide

USDA and its Federal partners have programs that can be used to provide immediate and long-term assistance to rural communities affected by the COVID-19 outbreak. These programs can support recovery efforts for rural residents, businesses and communities through:
technical, training, and management assistance; financial assistance; and state and local assistance. View the USDA_COVID-19_Fed_Rural_Resource_Guide

MHAA Emergency Grant

Nonprofit heritage tourism organizations located within the boundaries of a
Certified Heritage Area that are experiencing disruption of operations due directly to the
economic implications and ramifications of the State of Emergency declared on March 5, 2020. View the guidelines MHAA_COVID Grant Guidelines

Maryland COVID-19 Emergency Relief Fund Programs for Businesses

Maryland has authorized $130 million in loan and grant funding for small businesses and manufacturers that have been negatively impacted by the Coronavirus (COVID-19). This emergency assistance provides interim relief and proceeds that can be used to pay cash operating expenses including payroll, suppliers, rent, fixed debt payments and other mission critical cash operating costs. If you are a Maryland-based business impacted by the Coronavirus with under 50 full- and part-time employees, or a Maryland manufacturer, check out the programs below to see if you qualify for assistance:

Maryland Small Business COVID-19 Emergency Relief Loan Fund – This $75 million loan fund (for for-profit businesses only) offers no interest or principal payments due for the first 12 months, then converts to a 36-month term loan of principal and interest payments, with an interest rate at 2% per annum.

Maryland Small Business COVID-19 Emergency Relief Grant Fund – This $50 million grant program for businesses and non-profits offers grant amounts up to $10,000, not to exceed 3 months of demonstrated cash operating expenses for the first quarter of 2020.

Maryland COVID-19 Emergency Relief Manufacturing Fund – This $5 million incentive program helps Maryland manufacturers to produce personal protective equipment (PPE) that is urgently needed by hospitals and health-care workers across the country.

COVID-19 Layoff Aversion Fund – This program is designed to support businesses undergoing economic stresses due to COVID-19 by preventing or minimizing the duration of unemployment resulting from layoffs. Up to $50,000 per applicant can be used in a customizable way for the specific needs of each business to minimize layoffs. Grant applications will be awarded from March 23 through 30-days after the State of Emergency ends (subject to funding availability).

Unemployment Insurance Work Sharing Program – Work Sharing is a voluntary program that provides an alternative to layoffs for employers faced with a temporary, non-cyclical decline in business due to lower economic activity. The program is designed to avoid layoffs by preserving jobs for trained workers.

Get the latest information on Maryland’s Business Emergency Relief Fund Programs at commerce.maryland.gov/fund/maryland-small-business-covid-19-emergency-relief-fund-programs.

General Business Resources

State of Maryland Interpretive Guidance for Essential/Non-Essential Designation

COVID19-04 | March 23, 2020 Order of the Governor of the State of Maryland, Number 20-03-23-01, dated March 23, 2020, Amending and Restating the Order of March 19, 2020, Prohibiting Large Gatherings and Events and Closing Senior Centers, and Additionally Closing All Non-Essential Businesses and Other Establishments. Get Guidance

Federal Guidelines for Essential/Non-Essential Designation

Functioning critical infrastructure is imperative during the response to the COVID-19 emergency for both public health and safety as well as community well-being. Certain critical infrastructure industries have a special responsibility in these times to continue operations. This guidance and accompanying list are intended to support State, Local, and industry partners in identifying the critical infrastructure sectors and the essential workers needed to maintain the services and functions Americans depend on daily and need to be able to operate resiliently during the COVID-19 pandemic response. Get Guidance

Maryland State Resources for Business

Information, resources and guidance for Maryland business owners can be found at govstatus.egov.com/md-coronavirus-business